Calculate cost of building a house: House Cost Estimator | Cost to Build a Home

How Much Does It Cost To Build A House?

Let’s take a look at the different steps that make up the home building process and break down how much each step typically costs. Keep in mind these costs can fluctuate with demand for land, materials and labor. For example, costs for building materials have spiked during the COVID-19 pandemic due to high demand, with prices increasing 5% – 10% in 2021 alone.

Buying And Prepping Land ($80,000)

Before you can build a house, you need land to build it on. Not only will you have to purchase a plot of land, but you’ll have to have it cleared. This can include tree removal and having the land leveled.

The cost of purchasing an empty lot will vary depending on a variety of different factors, including the size of the lot and its location. Based on HomeAdvisor’s data, the average cost of purchasing land is $76,500, with undeveloped lots in rural areas available for as little as $3,000. You can also expect to spend between $1,500 – $3,000 on land preparation before breaking ground on construction.

Drawing Up Plans And Getting Permits ($7,200)

Once you’ve got your land, your general contractor and subcontractors will start preparing to build the house. This stage includes having an architect draw up floor plans for the home and purchasing all the necessary permits.

On average, house plans cost around $5,000 but the exact cost will vary depending on how simple or complex your house is going to be and what types of building permits and preliminary inspections you may need. Building permit requirements will differ between locations, but on average cost around $2,200.

Prepping And Building The Foundation ($14,500)

After all the prep work is taken care of, it’s finally time to break ground. A crew will come and begin digging out a space for your home’s foundation.

Then, they’ll pour the concrete according to which type of foundation you’ll have: slab, crawl space or basement. Typically, a concrete slab foundation is the cheapest, followed by the slightly more expensive crawl space and the most expensive basement foundation.

Which foundation you choose will depend on your budget and preferences. Each type has its pros and cons, so be sure to do your research. Most people won’t be interested in buying a house with foundation issues.

Prepping and building your foundation will, on average, cost $14,500.

Framing The Home ($35,000)

Next up is framing. Think of this step as building the skeleton of your home. Floors will be framed and then covered with plywood. Walls will be framed, raised and then sheathed with plywood or oriented strand board. Then, the trusses that will frame the roof are built and placed on top of the wall frames.

All in all, this process will cost between $20,000 – $50,000, depending on size and floor plan, averaging around $35,000.

Installing External Elements ($50,000)

Once the skeleton is built, all the necessary external elements of the walls, roofs and openings will be installed. This means exterior finishes like the siding will be put up on the walls, then windows and doors will be put in, after which the roof will be sheathed – covered in roofing felt and nailed-on shingles. In total, this costs around $50,000.

Installing Plumbing And Electrical ($52,500)

Now it’s time to install all the major systems that make your home hum with water, air and electricity. At this stage, plumbing and HVAC systems will be installed, and an electrician will wire your home and get you connected to the power grid.

No fixtures will be added at this time; this step is about getting all the behind-the-scenes stuff like pipes and ducts set up. Major system installation costs average around $52,500.

Adding Interior Finishes ($112,500)

Next are the interior finishes. This includes adding insulation, drywall, flooring, interior doors and all the basic components that will turn the newly constructed structure into a livable home. Cabinets and countertops will be installed, walls will be painted and appliances will be hooked up.

This can easily be one of the most expensive parts of the home building process, and the exact cost will depend on your personal preferences. On average, interior finishes will cost around $112,500, though they may cost much more if you have expensive taste. Once this step is finished, your home’s construction will be all but complete.

Finalizing Additions ($20,000)

The final step includes any other additions you want made to your property, including any outdoor structures like a deck or patio, a driveway or any landscaping. These projects may be completed in the middle of the home building process, in conjunction with some of the steps listed above. Of course, any additions onto your house will also add to the total cost of the project. For example, adding fencing around your yard will cost between $2,000 – $5,000, and driveway paving averages around $6,600.

Once everything is finished, work areas will be cleaned up and all the necessary inspections completed. This can cost around $20,000.

Other Considerations For Building A House

Keep in mind that all these construction costs are averages, so when you’re coming up with your building budget, you should take care to do your research and get estimates for all the jobs that will need to be done to get your house built.

Construction costs can fluctuate greatly depending on the availability of materials, too. With more accurate quotes, you can figure out how much house you can afford and what the final square footage could reasonably be.

Additionally, once you have your total budget, it’s generally a good idea to give yourself some wiggle room with a bit of extra money in case things end up costing more than you originally anticipated.

How Much Does It Cost to Build a House in 2022?

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Finding the perfect house can be difficult, especially when inventory is tight. If the homes in your intended area are too big, too small, or not quite right, you might consider building a house from scratch.

While there’s more work involved, this could be a cheaper option that allows you to customize your home.

Here’s what to know about the costs involved in building a house:

  • What’s the average cost of building a house?
  • Is it cheaper to build or buy a house?
  • The factors behind your homebuilding costs
  • Breakdown of homebuilding costs
  • How to calculate the cost of building a house
  • What you can afford by budget
  • When to consider building a house

What’s the average cost of building a house?

A new home costs $100 to $200 per square foot to build, according to HomeAdvisor, but recent data suggests you’d have a difficult time building a house at the lower end of that range.

Building costs vary by location, size, and the style of the home. You’ll also need to factor in the cost of labor, building materials, and interior finishes.

All of these factors can drive the per-square-foot cost up to $400 or more in expensive cities like New York and San Francisco. Home prices have also gone up during the pandemic due to high demand and limited inventory.

The median price of a new construction home was $416,9001 in November 2021, while the median size was 2,337 square feet2. Taking these figures into account, $178 is a realistic cost per square foot.

Is it cheaper to build or buy a house?

Depending on the size of your home and the customization you need, it could be cheaper to buy an existing home. Here’s a comparison of median prices for new and existing homes as well as the average cost to build a home:

  • Building a home: $283,965
  • Buying a new home: $416,900
  • Buying an existing home: $358,0003

If you decide to buy a home, you’ll want to shop around for a good mortgage rate. Credible allows you to compare mortgage rates from all of our partner lenders hassle-free.

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The factors behind your homebuilding costs

The cost of building a new home varies, based on a number of factors. If you’re thinking about taking this route, consider the following factors. The tables below use data sourced from HomeAdvisor unless noted otherwise.

Square footage

The size of your new home will greatly influence the cost. Generally, a larger home costs more to build because you’re using more materials. The median size of a new single-family home as of November 2021 was 2,337 square feet, according to the Census Bureau.

Here’s what you might pay to build a home assuming a $178 cost per square foot:

Square footage Price range
1,000 $178,000
1,500 $267,000
2,000 $356,000
2,337 $415,986
2,500 $445,000
3,000 $534,000

Learn More: How to Buy a New Construction Home

Location

Location impacts the price of construction in a few ways. The same house in one state might cost twice as much to build as it would in another because of variations in the cost of labor, materials, regulations, and permit requirements.

Plus, the actual site of the home — with its unique size, shape, soil, and climate — will also impact the cost. For instance, steep slopes or poor soil will typically require more engineering and foundation work.

Here’s what it can cost to build a home in certain U.S. cities. The price listed is the high-end average cost of actual home building projects as reported by HomeAdvisor members, but your home’s final cost may vary substantially:

City Price range to build a home
Austin, Texas $500,000
Denver $600,000
Los Angeles $1,200,000
New York City $850,000
Washington, D.C. $696,000

Labor

Labor costs account for about 40% of the home-building budget. These labor costs vary with each region, the size and complexity of the house, and your general contractor’s buying power. Larger homes that require more customization cost more than smaller homes that are built using prefabricated pieces.

Some of the professionals who you may hire include:

Labor professional Price range
Construction manager $4,000 to $43,000 total
Electrician $50 to $100 per hour
Roofer $5,000 to $10,000 total
Plumber $50 to $200 per hour
Concrete contractor $4,000 to $13,000 total
Framer $10 to $20 per square foot

Materials

The materials used to build your home may take about 50% of your total budget. But the cost is heavily influenced by the quality of the material you choose. When you’re in the planning stages, you can work with the builder to choose materials that fit within your budget. They’ll give you an estimate based on your designs.

Here’s a cost breakdown of some of the basic materials your builder will need to buy:

Material Price range
Lumber $25,000 to $65,000 total
Concrete $1,000 to $10,000 total
Drywall $10 per sheet
Flooring $1 to $5 per square foot
Siding $2 to $15 per square foot

Special features

If you’re looking to build a luxury or custom home, the price per square foot increases to $200 to $500 per square foot. But you can add one or two special features — such as a swimming pool, heated floors, higher ceilings, or a basement — to better fit your budget.

Amenities like these can help you enjoy your new home, but they’ll increase your budget accordingly. Here’s the price tag on a few popular features:

Special feature Price range
Swimming pool $36,750 to $66,500 total
Heated floors $6 to $20 per square foot
Basement (unfinished) $10,000 to $30,000 total
Outdoor deck $4,087 to $11,234

Find Out: How to Buy a House: Step-by-Step Guide

Breakdown of homebuilding costs

The cost of building a house varies depending on where you’re building, the size of the home, the materials you use, and other factors, but the following cost breakdown should give you an idea of the price ranges you can expect:

Type of cost Price range
Clearing land $4,500 to $150,000
Paying for house plans $2,000 to $8,000
Getting building permits $400 to $2,250
Laying the foundation $16,600 to $72,000
Framing the house $16,600 to $95,000
Interior finishes $42,000 to $167,000
Installing major systems $17,000 to $72,000

Buying and clearing land: $4,500 to $155,000

Before you build a home, you’ll need to buy a plot of land. The average lot size is nearly 22,100 square feet, or about a half-acre, according to the National Association of Home Builders (NAHB).

Depending on the size you choose and whether utilities and sewer lines are available, a piece of land may range from $3,000 to $150,000, although it can be much more in higher-cost areas. Then, hiring people to clear your land for construction prep costs between $1,500 and $5,000.

Paying for floor plans: $2,000 to $8,000

Once you’ve bought your land, you’ll need to hire professionals to draw up floor plans for the house. You might pay about $2,000 to $8,000 for the plans, which you’ll hand to your builder. They’ll use the plans to give you a “cost to build” estimate.

Keep Reading: Best Time to Buy a Home

Getting building permits: $400 to $2,250

A building permit is a document that says you’ve received permission from your local government to begin the home building process. Once the construction is complete, it will go through inspections before the permit can be approved and closed out.

Laying the foundation: $16,600 to $72,000

Laying a foundation involves digging space for the foundation, preparing the land, pouring the concrete, and getting it to set right. You might also need to perform some additional landscaping to address any potential issues with the foundation.

This all-important phase costs anywhere from $16,600 to $72,000, depending on the location, size of the home, and the type of foundation you choose.

Framing the house: $16,600 to $95,000

After laying the foundation, your builder creates the frame, which is like the skeleton of the house. The type of frame you choose will greatly influence the price tag, which runs from $16,600 to $95,000.

The framer will take care of:

  • The home’s overall frame
  • Trusses and general metal work
  • Sheathing and subfloor installation
  • Windows and door installation

Interior finishes: $42,000 to $167,000

The interior finishes basically turn your structure into a home. These include things like insulation, walls, flooring, interior doors, fixtures, cabinets, and countertops. The builder will also paint walls and hook up major appliances.

Installing major systems: $17,000 to $72,000

Major systems consist of your plumbing and HVAC systems. Once installed, your builder will connect these systems to the local utilities. Expect this to cost $17,000 to $72,000 depending on the size of the home, type of systems you’re installing, and the quality of the materials.

How to calculate the cost of building a house

Homebuilders’ price estimates are based on expert knowledge and experience, and they factor in every aspect of the structure, systems, and finishes of a home. But you can get a ballpark figure for the cost of building your own home by using their prices as a starting point.

To calculate the cost of building a home, you’ll want to take the following steps:

  1. Determine the size, style, and location. Have a general idea of how big you want your home to be, the type of finishes you want, and where you’d like to build it.
  2. Shop local builders’ websites. To get an idea of what builders are charging for homes similar to yours, check out their websites and request quotes. Be sure to match features like garages, the number of roof angles, how many floors there are, the type of foundation, and the construction materials.
  3. Do the math. Average the sizes and prices of homes you like, and divide the average price by the average square footage. Use that price-per-square-foot figure as a guide when you’re browsing building plans.
  4. Research finishes and features. Look into the finishes and features that come with comparable homes, and make adjustments for your own preferences. Characteristics like builder-grade carpet versus hardwood flooring and vinyl siding versus fiber cement siding can mean a difference of tens of thousands of dollars in otherwise identical homes.
  5. Calculate the cost of acquiring land. If you don’t already have a building lot, you’ll need to buy the land to build your home on. You can search listings on real estate portals like Redfin, or work with a local real estate agent.
  6. Factor in the cost of preparing the lot. Unless it’s already clear and has access to utilities, you’ll have to make some phone calls to determine the costs involved in completing that work.
  7. Don’t forget about permits and inspections. Builders’ prices often include required permits and inspections. If the comparable homes you researched didn’t include those, contact your local zoning office to find out what’s required and how much it costs.
  8. Add the cost of your blueprints. You’re going to need to hire a draftsperson to create a home blueprint or house plan. Costs vary widely according to the complexity of the design and whether you select off-the-shelf prints or opt for a custom home design.

Leave room for overruns. Leave room in your budget for unexpected expenses and cost overruns.

What you can afford by budget

Building a new home is expensive, but you can control costs by building only as much home as you need, keeping the design simple, and resisting the temptation to go overboard on upgrades. Here’s what you can expect for various budget levels.

Under $200,000

At $178 per square foot, you can build a house of up to 1,100 square feet. That’s enough space for two bedrooms — three if they’re on the small side — and two baths. Homes this size make good starter homes, downsizes, or investment properties.

$200,000 to $299,000

A budget in this range will get you 1,100 to 1,600 square feet, depending on the options you choose. At the high end, you can expect three bedrooms for sure, and perhaps four bedrooms or three bedrooms and a smaller home office. You might add a half bath and a porch, patio, or deck as well.

$300,000 to $399,000

This currently is the most common price range, and with it, you can expect roughly 1,700 to 2,200 square feet. You should be able to accommodate the most common home characteristics as well: at least three bedrooms and 2.5 baths, plus outdoor features.

If you want a more elaborate design or more bedrooms and baths, you might have to compromise on finishes to keep it within your budget.

$400,000 to $499,000

A budget in the $400,000s should get you a nice home up to about 2,800 square feet, with four bedrooms, three baths, higher-end finishes, and larger or more elaborate outdoor features, such as a covered porch instead of a bare-bones open deck.

$500,000 to $750,000

This is a high-end budget that will get you a premium home design with four to five bedrooms and perhaps a home office to boot, and at least three baths. Sizewise, you can afford 2,800 to 4,200 square feet.

Expect homes in this price range to come standard with more luxurious finishes, which means you might have to downgrade or simplify the design to stay in the lower range of the budget.

$750,000 and up

Only a small percentage of new-home buyers are currently spending this much on their homes. If you’re one of the lucky few, your budget will get you a house with at least 4,200 square feet, which is plenty of space for five to six bedrooms and three to four baths, plus a home office.

Again, the quality of finishes will be proportional to the value of the home, but think twice before you opt for a cheaper finish to save money, as this may reduce the home’s resale value.

Credible is an online mortgage broker that allows you to easily compare rates. In just a few minutes, you can secure a streamlined pre-approval letter and see loan details from all of our partner lenders. We also provide transparency into lender fees that other brokers typically don’t.

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When to consider building a house

While building a home can get pricey, the ability to customize the space makes the cost worthwhile to some homebuyers. Consider these pros and cons if you’re thinking about building a home:

Pros of building a home Cons of building a home
You can customize your own home. It may be time-consuming to make a lot of decisions about the home’s build throughout the project.
New homes usually come with less maintenance. A new-construction home may be more expensive than buying a pre-owned home.
You can choose the location of where you’d like to build the home. Getting a mortgage for a construction project may be complicated.

1U.S. Census Bureau and the U.S. Department of Housing and Urban Development

2Quarterly Starts and Completions by Purpose and Design, U.S. Census Bureau

3Annual Existing-Home Sales Hit Highest Mark Since 2006, National Association of Realtors

About the author

Kim Porter

Kim Porter is an expert in credit, mortgages, student loans, and debt management. She has been featured in U.S. News & World Report, Reviewed.com, Bankrate, Credit Karma, and more.

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Here’s How to Calculate How Much Building a New Home Would Cost

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  • One way you will genuinely find out the cost of the floor plans you have is by consulting a local contractor. Since a contractor has the experience of building a house such as the one you want, you should get a per square foot quote.
  • You can always change the specs if they aren’t appealing to you. You also need to check the durability of what was decided on initially. 

Before you get down to building a house, you need to work out the variables. A lot goes into building a home, and if you aren’t watchful, it can stress you. One of the things you need to work out is the total cost of building a house. 

Once you work out the cost of building, you will be in a better place – financially. To calculate the cost of building a house can be a tiresome idea, especially if you have never built it before. Below, you will find some pointers on how much it would cost to build a new home. 

Decide Floor Plans

One of the things you need to do when building a new home is to decide the floor plans. It would help if you searched online for some of the options you can find and determine the prices that come with it. The floor plans are what will decide the size, features, style, and quality of the house. 

One way you will genuinely find out the cost of the floor plans you have is by consulting a local contractor. Since a contractor has the experience of building a house such as the one you want, you should get a per square foot quote. Remember that this will only be an estimate of the total cost. 

Learn How Pre-Designed Options Can Save Your Money

You have some ideas of how you want your house to look like. If you want to create a design from the ground up, it may cost you more. A pre-designed option may cost you less as you only need to have a few twitches to make it more to your taste. 

You will need to look at some of the specs that come with the pre-designed options – you can decide if the specs are what you need. You can always change the specs if they aren’t appealing to you. You also need to check the durability of what was decided on initially. 

When you change these specs, you need to ensure you find out how much the changes will cost. It will be much easier to do the calculations when you know what you add and take away from the design. 

Get the Right Builder

The right builder is everything when you are building a new house. It would help if you found someone who can build the home based on your design at an affordable fee. The right builder will also come in handy with the execution, budget, and timeline of the project.

In addition to explaining the cost per square foot of building the house, the builder should also give you an estimate. For example, you need to estimate the land costs, site work, and even landscaping costs. It will be much easier to budget when you have a whole idea of everything involved. 

Get an Idea of How Much New Construction Costs per Square Foot

Per square foot of building makes it easy to figure out the overall cost. For example, if 3000 square feet will cost $450,000, how much will per square foot cost? It’s a simple division here as you will only divide 450000 by 3000.  

In most cases, that will be a rough estimate as several changes happen during the building process. For example, the per square foot price determines the total cost of building a metal home for yourself. This will lead you to the total cost quickly, and you can make a more informed budget. 

Features Relation to the Cost of Construction

There’s a lot that will affect the cost of construction for your new home. Some of the main features that you need to look at are;

  • Style

This is the architecture of the new house – styles are pretty handy to the cost. For example, a two-story building will cost a bit more. A one-story building will only come in with a price for roof and foundation. 

With the two-story building, there will be some underlying costs that come with it. Labour and materials will be in plenty – those are the costs you will have to incur. 

  • Special Features

Do you want vaulted ceilings, curved staircases, roof pitches, etc. ? These are some of the unique features that come at an extra cost. Most of these features will only increase the price tag of your home. 

  • Quality

Like anything else, you have different sets of quality to look at. Building materials aren’t any further as they come in different qualities. You have other quality paints, cabinets, insulation, flooring, and much more. 

With quality, you will have to pay up a little bit more. If you want a durable home, you will need to get better quality, which will only drive up the cost of your home. You will need to check out the different options before you make any decision here. 

How Different Year Times’ Can Affect Cost

Different year times have other costs in building as there are times when labor is much more in demand. You need to look at the times of high unemployment as work isn’t in order. Knowing these times can be a bit challenging, and you need to perform some deep research.  

One of the times when you are assured of labour availability is during the winter. You will need to look at various other factors such as heating. When you have people working, you need to heat the site at extra costs. 

Have a Budget for Any Additional Costs

When you are budgeting for a house, you need to accommodate additional costs. Some of the expenses that will come in include site preparation and permit fees. If you don’t create a budget for this, you will need to dig deep into your pocket. 

You will need to clear trees, haul dirt and remove large rocks. Fees will include zoning laws, restriction permits and so on. All these cost money and will only increase your overall expenses. 

When building a new home, you need to calculate the overall cost involved. This is the only way you will get to find out how much it will set you back. With a clear budget, you won’t go deeper over your estimate when you get down to the actual building of the house.  

 

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How Much Does It Cost To Build A House In 2022?

Some people want to build their dream home from the ground up. When you’re at the helm of your home, you’re in control of the property and its features. Whether you want cutting-edge energy-efficiency or hot design trends, it’s all in your hands. Plus, you avoid the cutthroat competition in the real estate market.

But for anyone who planned to build their home since they were a kid, you may need to check your expense estimates. The COVID-19 pandemic caused the average cost to build a house to increase compared to previous years.

So, you may want to review the typical costs waiting for you as a home builder in 2022, including buying land, obtaining permits, designing the property and building it, and the necessary materials.

Cost To Build A House

Factors like labor and supply shortages led to increased building costs over the course of the COVID-19 pandemic. So, the overall cost for home builders in the upcoming 2022 year may still be higher than previous years. However, it’s likely we won’t see drastic price drops or rises compared to the height of the pandemic.

The pricing for the following sections comes from data collected over the previous year. However, they should help you plan for any upcoming construction. Still, always discuss pricing with professionals before you start budgeting.

Average Cost To Build A House





National Average To Build A Home

$284,001

Minimum Average Costs

$80,000

Maximum Average Costs

$1,000,000

Average Range

$119,767 – $451,058

Source: HomeAdvisor

Average Cost Per Square Foot

New home constructions typically cost $100 – $200 per square foot to build. However, the average cost to build a new home shifts upward of $500 per square foot for more luxurious accommodations, like a walk-in closet or energy-efficient features.

Building a bigger home also results in higher costs due to additional building materials and labor costs.

But there is no hard and fast rule. Price calculations vary depending on which spaces get included in the measurement (like the attic, exterior, basement, etc.), features, the land, neighborhood, building materials, design and more.

Average Cost Per Number of Bedrooms





1 Bedroom House

$80,000 – $400,000

2 Bedroom House

$100,000 – $480,000

3 Bedroom House

$150,000 – $800,000

4 Bedroom House

$200,000 – $1,000,000

Source: Fixr

 

Average Cost Based On Location

Location is one of the major drivers of cost when building a house. It impacts everything from construction costs to labor costs. That’s because price depends on the relationship between supply and demand. Some states have a higher demand than others, making it more costly to build there.

Here are the average expense ranges per state:


























State

Average Cost Range

Alabama

$200,000 – $380,000

Arizona

$200,000 – $625,000

California

$200,600 – $600,000

Colorado

$300,000 – $500,000

Connecticut

$300,000 – $800,000

Florida

$240,000 – $350,000

Georgia

$100,000 – $400,000

Illinois

$200,000 – $750,000

Maryland

$200,000 – $380,000

Massachusetts

$250,000 – $600,000

Michigan

$225,000 – $265,000

Mississippi

$180,000 – $300,000

Missouri

$310,000 – $485,000

New York

$250,000 – $950,000

North Carolina

$320,000 – $450,000

Ohio

$290,000 – $345,000

Oregon

$175,000 – $400,000

Pennsylvania

$345,000 – $450,000

South Carolina

$300,000 – $400,000

Tennessee

$185,000 – $380,000

Texas

$235,000 – $660,000

Virginia

$200,000 – $560,000

Washington

$200,000 – $450,000

Wisconsin

$220,000 – $400,000

Source: HomeAdvisor

Breaking Down The New Construction Work Costs

Before tackling any project, you should examine what it entails. That includes both the work involved and the prices. With that in mind, here are some of the most crucial steps when building a house and their average costs.

Plot Of Land

If you want to start your home on the right foot, you need to choose the land it stands on carefully. You can’t decide based on looks or good views alone, though. A plot of land may seem nice but could contain contaminants in the soil, come with high zoning costs or be prone to natural disasters.

As a result, it’s vital to do your due diligence and check all factors. Failing to do so can add thousands to your building expenses. In general, a plot of land may cost $3,000 – $150,000.

Lots tend to be finished in urban areas, meaning they hook into water lines, sewers and the electric grid. Comparatively, you’re more likely to find unfinished lots in rural areas, resulting in lower costs. The average per-acre cost of raw land in a rural area is only $3,380, according to the United States Department of Agriculture (USDA) Land Values summary.

Additionally, you will need to clear and prepare the land before building. The national average cost is around $2,680 per acre of lightly forested land, but heavily forested areas can cost twice as much or more.

Building Permits And Regulations

Once you purchase your plot of land, your contractors and subcontractors can start preparing. They’ll need to contact your local municipal office to receive the necessary permits. Sometimes a contractor already has a relationship with your municipality, speeding up the process.

Building permits are official documents that authorize you to begin constructing the property. The requirements, building codes and associated fees vary depending on where you want to build, though. So, it’s wise to check beforehand. During the construction process, a representative from the local Department of Building and Zoning will inspect the project to ensure it’s up to code.

Some of the permits you may need, and their average price range, include:

  • Building permit: $432 – $2,211
  • Basement permit: $1,200 – $2,000
  • Electrical permit: $10 – $500
  • HVAC permit: $250 – $400
  • Plumbing permit: $50 – $500

Contractor(s) And Labor Costs

A crucial figure in your project is the general contractor. This individual oversees the entire construction process of your home from beginning to end. They take on many responsibilities, such as obtaining cost estimates, vetting and hiring a team of subcontractors and ensuring deadlines are met.

A general contractor is technically different from a custom home building. The latter specializes in custom homes and draws up blueprints – two features the general contractor does not share.

A general contractor charges around 10% – 20% of the construction’s total cost, sometimes called “cost plus.” Some will agree to an hourly rate of $50 – $150 per hour, though.

After that, you need subcontractors. Each one specializes in a certain type of installation or task, such as security system installation or carpeting. They charge a similar hourly rate to general contractors.

Foundation

Breaking ground is the next step once you finish all the prep work. At this time, a crew comes in to dig out the space needed for the foundation of your home.

The foundation isn’t the same for every home, though. The company will pour concrete depending on the style you choose, including slab, crawl space and basement. The slab is generally the cheapest and basement is usually the most expensive. Crawl space tends to sit in the middle, cost-wise. The size will also influence how much you end up spending.

Your preferences and budget will determine which one you choose. However, each one has its advantages and disadvantages. The cost for a foundation averages $4 – $25 per square foot. The typical project costs around $8,450.

Here’s a cost breakdown by type based on averages:

  • Concrete slab foundation: $5,200 – $13,000
  • Monolithic: $5,200 – $13,000
  • Stem wall: $7,000 – $21,000
  • Pier and beam foundation: $8,000 – $15,000
  • Pile foundation: Minimum of $28,000
  • Basement foundation: $30,000 – $70,000

Framing

The frame acts as the bones of your home for you to build around. It supports all the finished features, including your windows, roof, doors, walls, and even garage (if you want one). The overall cost includes both the labor and materials.

So, you will need to factor in how long it will take to complete this part, along with the amount of materials needed. As a result, a bigger or more complex home will likely cost more.

Usually, you can depend on the framing to cost $20,000 – $50,000.

Exterior Work

Once you finish the basic components of the interior fixtures and drywall, you start on the exterior. That involves installing features such as doors, roofing, walls and windows. This may also be the step where the builders work on walkways, driveways, and patios. But some crews prefer to wait until the very end to pour the driveway.

Exterior work helps complete the look of your property and generally costs $40,000 – $60,000. Multiple openings and your chosen finish affect this price, though.

HVAC And Other Major Systems

Electrical, HVAC and plumbing account for most of your system costs. That’s because installing these systems is usually labor-intensive. But you can’t skimp in this area since these major systems are critical to the health and safety of the home’s occupants. They also impact the efficiency of your property, meaning cutting corners will cost you in the long run.

Installation costs around $30,000 – $75,000 overall, but the type and size of the systems may change that.

Interior finishes

You can estimate interior finishes to cost $50,000 – $175,000, but only based on averages. Interior home finishing can run much higher than that because personal preference decides them.

You don’t make decisions in this area based on utility. Instead, you want your dream home to accurately reflect your style and unique tastes. As a result, any special touches or customizations will result in higher costs. However, you may be able to reduce some of them if you DIY any features.

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Home Building Material Costs

The cost of building materials soared throughout the COVID crisis. Disruptions to the supply chains resulted in decreased supplies of raw materials. However, demand remained robust at the same time, making it difficult to catch up.

As a result, the current costs of materials appear much higher than in recent years. That, in turn, can impact your bottom line while building a new home.

Considering that, here are some of the latest building material averages to know.

Lumber

Lumber is the backbone of many projects when it comes to building a home. Builders use a variety of types, from cedar to spruce to pine. But builders usually refer to the different forms as engineered wood, hardwood and softwood.

Hardwood offers greater strength and durability, making it good for furniture, flooring, walls and ceilings. In comparison, windows, framing, and interior moldings typically call for softwood. Engineered wood is versatile, serving as the material for flooring, siding and subflooring in many newer homes.

As of October 2021, lumber prices rose to $592 per thousand board feet, according to Statista.

Building materials experienced price hikes throughout the COVID-19 pandemic. Lumber, in particular, skyrocketed – adding $35,872 to the cost of your average new single-family house, according to data from the National Association of Home Builders (NAHB). So, potential homeowners should watch because high prices may linger well into 2022.

Concrete

Concrete is a common building material thanks to its variety of advantages. To start, it is less vulnerable than wood to certain external threats, such as mold, moisture and fire. In addition, concrete is durable and helps increase energy efficiency in a building due to its ability to retain heat. So, you can save on cooling and heating when you use it.

Expect to pay approximately $4 – $8 per square foot for the material on its own. This will vary based on the thickness of the concrete, thickness of the edge and the finish.

If you want to use the concrete to build the home itself, you’re looking at a $210,000 –$416,000 project (for 2,000 square feet). The type of wall you choose (retaining, block or stamped) will also impact the total expense.

Roofing

Many homeowners in the U.S. install asphalt shingles on their property. They are an affordable option that is versatile and easy to find, costing around $1.50 – $5.50 per square foot. But they’re not the only roofing option out there.

Metal roofing comes in sheets or shingles, is low-maintenance, and can last decades longer. In comparison, it costs $6 – $14 per square foot, depending on its material and design.

Alternatively, there is wood roofing. You often see this on Cape Cod cottages or Tudor-style homes. Although, they last the longest in areas with dry climates. The popular cedar shake-style roofing averages $5 – $7 per square foot.

Overall, for the average roof size of 17 squares, roofing materials generally range from $2,500 – $25,000. Keep in mind that a quote for most projects covers both product and labor costs.

Siding

Siding is crucial to protect your home from the elements, like snow, rain and wind. It also plays a role in insulating your home and prevents damage to the foundation from risks such as water and pests. It can even help with your home’s energy efficiency.

On the other hand, poorly installed or cheap siding makes your house vulnerable to harm. So, it’s important to choose a durable product.

Siding typically costs around $12 per square foot. However, this depends on the type of material. Here are some of the most popular siding options and their average cost per square foot (based on a single-family home):

  • Aluminum: $2 – $5
  • Brick: $9 – $28
  • Engineered wood: $4 – $9
  • Fiber cement: $5 – $13. 50
  • Steel: $4 – $8
  • Stone: $35 -– $50
  • Stucco: $5 – $6
  • Vinyl: $3 – $12
  • Wood: $2 – $5

Drywall

Drywall, sometimes called wallboard or plasterboard, is made up of gypsum sandwiched by two paperboards. There are different types of drywall, each with its own benefits. The four basic categories outside of the standard version include: fire resistant, mold resistant, moisture resistant and soundproof.

You use this material to create the walls and ceilings of your home. And it’s pretty much replaced wall plaster in new home constructions, partly due to its ease of installation.

Drywall costs around $15 per 4-foot-by-8-foot panel. Thicker panels plus soundproofing can cost as much as $60. So, in the end, you pay 40 – 65 cents per square foot.

Flooring

Flooring not only impacts the appeal of your home but its market value as well. It’s the basis for every room’s design. In addition, it also affects the functionality of your home, making it harder or easier to enjoy the space.

Both the labor and materials heavily factor into the cost of flooring. You can plan to pay around $3 – $22 in general per square foot. However, you may pay more or less depending on the material. A price breakdown per square foot looks something like this:

  • Carpet: $3.50 – $11
  • Ceramic or porcelain tile: $15 – $20
  • Hardwood: $6 – $22
  • Laminate: $3 – $10
  • Linoleum or vinyl: $3 – $7
  • Natural stone: $6 – $20

The Bottom Line: What To Consider When Building A House

Predicting the costs associated with home building is a large undertaking. There are multiple moving pieces to plan for, including contractors, materials and designs. But once you outline the responsibilities, you can start putting together a budget.

You may need to consider ways to finance building your own home. A construction loan may help you cover the costs to fund your dream home from the ground up. Your approval depends on a detailed plan, creditworthiness, cost estimates and more, though. So, research your project thoroughly before approaching any lenders.

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How Much Does It Cost to Build a House?

By Ramsey Solutions

By Ramsey Solutions

Maybe you’ve always dreamed of building your own home. After all, home is where most of life’s biggest memories take place—who wouldn’t want to live in a brand-new house built just for them? The only problem is new things always come with a higher price tag. So how much does it cost to build a house these days? And will you be able to afford it?

What’s the Average Cost to Build a House?

The average cost to build a house is just a little over $485,000.1 That estimate is based on a nearly 2,600 square-foot, single-family house. Now before you rush off to the bank, hang on!

The cost to build a house is based on changing factors like size, location, labor, materials and current real estate trends, which make it impossible to nail down a perfectly accurate, one-size-fits-all answer. So let’s take a closer look at what costs might look like based on factors like size and the state where you live.

Cost to Build a House by Size

The average cost to build a house by size is about $100–200 per square foot.2 Let’s see how that plays out for different home sizes:

Square Feet

Cost to Build

1,000

$100,000–200,000

1,500

$150,000–300,000

2,000

$200,000–400,000

2,500

$250,000–500,000

3,000

$300,000–600,000

You can see now why tiny homes are so popular, right? Before you jump on that bandwagon, think about how much space you need. You don’t want to cram your family into a house that’s way too small, but you don’t want to waste money on space you don’t need, either. (Unless you’ve worked hard to build your wealth and have plenty of cash saved up, in which case you can build any size house you want!)

Cost to Build a House by State

How much it costs to build a house also depends on where you build it. The higher cost of living in some states means you’ll pay more for land, building materials and construction services.

Find expert agents to help you buy your home.

Here’s a look at the average cost to build a 2,000-square-foot home in each state:

State

Cost to Build a House

Alabama

$268,000

Alaska

$421,000

Arizona

$296,000

Arkansas

$252,000

California

$405,000

Colorado

$299,000

Connecticut

$345,000

Delaware

$327,000

Florida

$264,000

Georgia

$274,000

Hawaii

$413,000

Idaho

$316,000

Illinois

$265,000

Indiana

$219,000

Iowa

$214,000

Kansas

$207,000

Kentucky

$281,000

Louisiana

$270,000

Maine

$282,000

Maryland

$294,000

Massachusetts

$351,000

Michigan

$217,000

Minnesota

$237,000

Mississippi

$255,000

Missouri

$227,000

Montana

$299,000

Nebraska

$211,000

Nevada

$334,000

New Hampshire

$300,000

New Jersey

$377,000

New Mexico

$291,000

New York

$360,000

North Carolina

$302,000

North Dakota

$213,000

Ohio

$222,000

Oklahoma

$261,000

Oregon

$341,000

Pennsylvania

$302,000

Rhode Island

$338,000

South Carolina

$302,000

South Dakota

$204,000

Tennessee

$262,000

Texas

$264,000

Utah

$289,000

Vermont

$308,000

Virginia

$310,000

Washington

$343,000

West Virginia

$301,000

Wisconsin

$239,000

Wyoming

$290,0003

Now, there are many factors that go into the cost to build a house that are out of your control. And if you can’t (or don’t want to) move, the state you live in might be one of them. But don’t worry. We’ll show you one big way you can control some of the costs. So put on your hard hat and read on.

How to Build Your Own House

Okay, you want to build a house. Awesome. But the three little pigs did too. And we all know what happened to them. Two of the pigs had the dumb idea to build their houses out of straw and sticks. The other pig built a well-thought-out house of brick. When the big, bad wolf came along, the only house left standing was the one that was carefully built—brick by brick.

And that’s where we get our first lesson in how to build a house.

Make a Budget

Just like the three little pigs, you need a well-built home. And to make that happen, you need to build a budget—brick by brick.

Now we know budgets aren’t as fun as dreaming about your future house, but hear us out. A budget tells you how to build the house you want and protect your future. Without it, you risk spending too much and ending up like the builder in Luke 14:28-30. That guy didn’t count the cost of building and couldn’t finish his house. Yikes!

If you do try to build without a budget, you may have to cut corners at the end of the project or else take on even more debt to get it done. Talk about turning your dream home into a nightmare!

So your very first step is to decide how much you can afford to spend. (Hint: Your monthly house payment should be no more than 25% of your take-home pay.)

Find Land

This is a no-brainer. If you’re going to build a house, you need somewhere to put it! If you haven’t already found vacant land for sale or a neighborhood development where new houses are being built, find an experienced real estate agent. These experts, also called buyer’s agents, will help you hunt down and negotiate a deal on the perfect location to build your house. A good agent will know where to find up-and-coming areas so you can plant roots in a spot that’ll make your home more valuable over time, which is what you want!

Make the Plans

Now, once you’ve found that lovely plot of land or neighborhood property, get ready to make a lot of decisions! In each phase of construction you’ll make dozens of choices that affect the cost to build your house. You’ll need to start off with a well-planned, detailed vision of the home you want. That includes things like the number of rooms and finishes.

If you don’t decide on what you want now, you’ll end up making a ton of change orders. Change orders are work items that need to be added or removed from the original set of plans. They’ll send your budget through the roof and drag out how long it takes to build your house. (Don’t do this, people!)

Build the House

To help you prepare for each stage of the home-building process, we’ve broken down the typical costs to build a home into separate stages, from buying land all the way to landscaping—and even the final sales price.

While we can’t read your mind and predict how much it’ll cost to build the house you want, we can show you what costs to expect and when. Let’s dive into our home building cost estimator!

Home Building Cost Estimator

Finished Lot: $89,000

A finished lot includes both the land your house will sit on and all the utility systems you need, like water and electric lines and a sewage system. You can ask your real estate agent to help you find a finished lot if you want a place that’s ready to build on right away.

If you buy an undeveloped property, you’ll likely pay less for the land. That can be a huge money-saver up front, but you’ll feel the hit to your wallet when you pay to install all those utilities later. Those installations may also delay the start to actually building your house. So if you’re looking at unfinished lots, just make sure you’re prepared for a longer timeline and more potential hiccups.

Plans, Permits and Fees: $18,000

Building plans spell out your new home’s details—from the size and layout to the electrical wiring and design. An architect or draftsperson can create your building plans.

An architect can be really helpful for custom projects or if you want a totally unique look. But they tend to cost more—around $15,000 on average.4 Ouch! Your builder can draw up your house plans or hire a draftsperson for a lot less: They’ll cost you about $4,000. 5

Pro tip: If you do hire an architect, have them work with your builder to develop the plan. Don’t let an architect who doesn’t know anything about building win you over with pretty pictures! Your builder has experience actually working with the materials you want, so they can make sure your architect isn’t drawing something that’s ridiculous or super expensive to build.

After you draw up your plans, you’ll need to pay for the inspections and permits that you’re legally required to have before your builder can start the actual construction.

The steepest cost here includes the $5,000 of fees (give or take) to obtain a building permit. Next in line are the fees for water and sewer inspections, which will, ahem . . . flush away about $4,000 of your budget.6

Remember, Uncle Sam wants his share too. The government will also charge you another nearly $4,000 for something called an impact fee, which pays for public services like roads, parks and water treatment in your new community. 7 Lastly, leave room for a $1,000 buffer in case any of these items cost more than you expect.

Site Work and Foundation: $35,000

This is where the real fun begins! Site work is when you’ll break ground on your new home. Breaking ground, or excavation, requires heavy-duty equipment and expert operators to make sure the land is clear and level. So know that if a bunch of large rocks are hiding beneath your plot of land, excavation costs could shoot up.

Site work also includes preparing utilities that will eventually connect to your house, like water and electric lines. If you bought undeveloped land, that could lead to some major expenses—like putting in a septic system.

After excavation and utilities, your builder will lay the foundation for your home, which usually includes lumber and concrete. Homes with basements typically cost more than ones without because there are more square feet to cover. Your house could also need retaining walls installed to hold back surrounding soil from crumbling and falling onto your foundation.

Site work sets up the success of every other building phase. Casually throwing together a “straw-and-stick” budget here could crush you with unexpected costs! So plan on these expenses, folks! Laying a foundation costs about $34,000.8 And of course, prepare for an extra $1,000 just in case.

Home Framing: $52,000

Brace yourself. No, literally! The frame of your house will be one of the highest costs in your house-building budget—beaten only by interior costs and the sales price. This is when your house will start to take shape. Building the skeleton of a house (including the roof) takes a ton of lumber, which can drive up the cost to $41,000 or more.9

If trusses—the fancy name for a series of triangular structures designed to support the roof—aren’t included in the cost to build the frame, they might add another $6,000 to the budget.10

Once the “bones” are in place, you’ll need to pay around $3,000 for sheathing—a flat layer of boards that cover and protect the frame and trusses. 11 Think of it as the skin that covers the bones of your house. If you add metal or steel materials, your framing expenses will bump up the budget another $2,000.12

Exterior Finishes: $42,000

The exterior wall is an expensive line item ($19,000) because it covers the perimeter of your house, and that requires a lot of material.13 It also supports the roof and structure of the house and prevents outside weather from getting inside, ensuring that when the weather outside is frightful, your home will be delightful.

Exterior finishes also include installing any openings in your house like doorways, windows and the garage. You can count on those costs being somewhere in the neighborhood of $12,000.14 Finishes on the roof will tack on another $10,000.15 This is another category where you’ll want to have at least a $1,000 cushion.

Major Systems Installation: $44,000

Installing major systems in your house will cost about as much as the exterior finishes. Major systems include plumbing ($15,000), HVAC ($14,000) and electricity ($14,000).16 Sure, you could trim the budget here, but we’re assuming you’d like to avoid outdoor plumbing.

Let us give you a heads up: These costs don’t refer to the actual fixtures (sinks, toilets and lights) that hook into plumbing and electrical systems. Those fixtures are grouped into the cost for interior finishes. On top of these major system costs, keep an extra $1,000 in your reserves.

Interior Finishes: $75,000

Get out your wallet. Besides the sales price, the interior is usually the most expensive part of the cost to build a house. This makes sense, of course, since you’ll spend most of your time and make most of your memories inside. Do you like granite countertops? Hardwood floors? Stainless steel? Whether you’re simple or bougie in taste, the finishes add up! There are a lot of expenses to cover, so let’s quickly break it down!

Cabinets and countertops

$14,000

Flooring

$12,000

Doors, trims and mirrors

$11,000

Drywall installation

$11,000

Painting

$8,000

Insulation

$5,000

Appliances

$5,000

Plumbing fixtures

$4,000

Lighting

$3,000

Fireplace

$2,000

Total

$75,00017

 

Final Steps and Miscellaneous: $31,000

You’re almost there! The final steps to build a house bring us to outside items like landscaping and the driveway ($7,000 each). They also include surrounding structures like a porch, patio or deck (more than $3,000). And the final cleanup can cost around $3,000.18

Of course, issues and additional costs can come up while your builder is putting on those finishing touches—or at any time during the project. Above and beyond the “buffer” amounts built into each stage, the majority of home-building projects require $11,000 for a separate, miscellaneous category that goes toward the overall construction cost.19 So plan for that extra $11,000.

Other Expenses: $99,000

As the final and heaviest “brick” of your house-building budget, you’ll need to plan for the other expenses that go into the final sales price. Had you decided to buy an existing home (instead of building one), your sales price would be in the hands of the seller, their real estate agent and an appraiser. But when you build, the sales price is determined by your builder and a bunch of vendors.

After the finished lot and construction costs are handled, the price to purchase and own your new house includes several line items—the most expensive being the profit your builder and vendors make on the project, which can come in at about $44,000. 20

Other budget items include overhead and general expenses like construction management fees and the building crew’s wages ($24,000), sales commission ($18,000), financing ($8,000), and marketing ($5,000).21 That’s right. You probably never would have met the crew that builds your house if it wasn’t for their marketing and sales efforts, which are costs that get plopped into your lap.

Whew! That’s a lot of information! Let’s see what it boils down to.

Can You Afford the Cost of Building a House?

Remember, these are the national average prices. The actual cost to build your house is up to you. You have the power to make decisions on paper, on purpose before the shovel hits the dirt. You get to decide how to build a house that fits your budget.

If your budget allows you to pay cash to build a house, congratulations! You’re a rock star. If not, don’t give up hope! You can still make that budget, research ways to control costs, and start saving up for your dream house. Or you may decide that you’d rather find an existing home that actually does fit your budget. (They’re out there!)

Whether you decide to build or buy a house, make sure you know how much house you can afford. Don’t build or buy a house with any type of mortgage besides a 15-year fixed-rate conventional mortgage. And your payments need to be no more than 25% of your monthly take-home pay—otherwise, you’d be house poor and risk sacrificing other financial goals!

That 25% limit includes principal, interest, property taxes, homeowners insurance, private mortgage insurance (PMI)—and don’t forget homeowners association (HOA) fees. To feel confident you’re getting a mortgage you can actually pay off fast, talk to our friends at Churchill Mortgage.

Ready to Build a House?

Building a house is a huge undertaking! Start this project with an experienced expert who knows the process. Don’t know where to find one? Our free Endorsed Local Providers (ELP) program can help. The real estate agents in our ELP program have earned the right to be called RamseyTrusted because they’re constantly meeting our high standards for excellence. Connect with a RamseyTrusted real estate agent in your area who knows how to walk you through a house-building budget—brick by brick.

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Learn More.

Conquer the real estate market.

Show Me Local Agents

Conquer the real estate market.

Don’t navigate the housing market alone. Work with a real estate agent who cares more about helping you find your dream home than about scoring a paycheck.

Show Me Local Agents

Conquer the real estate market.

Don’t navigate the housing market alone. Work with a real estate agent who cares more about helping you find your dream home than about scoring a paycheck.

Show Me Local Agents

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Sirmaur
Jammu
Kathua
Anantnag
Pulwama
Badgam
Baramula
Doda
Udhampur
Kupwara
Kargil
Leh (Ladakh)
Rajauri
Punch
Patna
Arrah
Begusarai
Bhagalpur
Biharsharif
Darbhanga
Dehri On Sone
Gaya
Hajipur
Katihar
Bettiah
Muzaffarpur
Saharsa
Samastipur
Siwan
Banka
Araria
Purba Champaran
Bhojpur
Munger
Aurangabad
Pashchim Champaran
Kishanganj
Sitamarhi
Purnia
Lakhisarai
Gopalganj
Sheikhpura
Kaimur (Bhabua)
Nalanda
Rohtas
Supaul
Buxar
Saran
Madhubani
Khagaria
Vaishali
Nawada
Jamui
Jehanabad
Ranchi
Daltonganj
Dhanbad
Jamshedpur
Koderma
Deoghar
Sahibganj
Pashchimi Singhbhum
Bokaro
Hazaribag
Purbi Singhbhum
Palamu
Dumka
Chatra
Giridih
Garhwa
Godda
Lohardaga
Pakaur
Gumla
Kolkata
Bankura
Berhampore
Burdwan
Cossipore
Dankuni
Durgapur
Kharagpur
Krishnanagar
Malda
Kalighat
Sainthia
Shalimar
Siliguri
Raipur
Ambikapur
Bilaspur
Durg
Raigarh
Bhubaneswar
Balasore
Berhampur
Bhadrak
Cuttack
Dhenkanal
Jajpur
Jeypore
Kendrapara
Bolangir
Rairangpur
Rayagada
Rourkela
Sambalpur
Mumbai
Pune
Ahmednagar
Akola
Amravati
Aurangabad
Chandrapur
Dhule
Jalgaon
Jalna
Kolhapur
Latur
Nagpur
Nanded
Ratnagiri
Sangli
Satara
Solapur
Wardha
Yavatmal
Nashik
Mehsana
Rajkot
Kutch
Bhavnagar
Baroda
Anand
Surat
Valsad
Porbandar
Navsari
Jamnagar
Gandhinagar
Ahmedabad
Banas Kantha
Amreli
Bharuch
Kachchh
Vadodara
Kheda
Junagadh
Patan
Dohad
Surendranagar
Panch Mahals
Sabar Kantha
Narmada
Anantapur
Kurnool
Chittoor
Srikakulam
East Godavari
Visakhapatnam
Guntur
Prakasam
West Godavari
Vizianagaram
Krishna
Nellore
Adilabad
Rangareddi
Mahbubnagar
Khammam
Nalgonda
Nizamabad
Medak
Karimnagar
Warangal
Hyderabad
Madurai
Coimbatore
Ramanathapuram
Tirunelveli
Kancheepuram
Kanniyakumari
The Nilgiris
Thanjavur
Dindigul
Namakkal
Vellore
Pudukkottai
Virudhunagar
Toothukudi
Thiruvallur
Erode
Viluppuram
Theni
Cuddalore
Tiruvanamalai
Salem
Kapur
Ariyalur
Perambalur
Dharmapuri
Tiruchirappalli
Chennai
Sivaganga
Nagapattinam
Thiruvarur
Pathanamthitta
Thrissur
Alappuzha
Ernakulam
Kannur
Thiruvananthapuram
Kasaragod
Kozhikode
Kottayam
Palakkad
Idukki
Wayanad
Kollam
Malappuram
Hassan
Mandya
Tumkur
Mangalore
Mysore
Shimoga
Dakshina Kannada
Gulbarga
Dharwad
Uttara Kannada
Bangalore
Belgaum
Bidar
Bagalkot
Kolar
Haveri
Bijapur
Bellary
Chikmagalur
Chamarajanagar
Davanagere
Bangalore Rural
Raichur
Gadag
Koppal
Kodagu
Udupi
Dadra & Nagar Haveli
Daman
Diu
Delhi NCR
North Goa
South Goa
Imphal East
Bishnupur
Thoubal
Imphal West
Chandel
South Garo Hills
East Khasi Hills
Jaintia Hills
West Khasi Hills
Ri Bhoi
East Garo Hills
West Garo Hills
Aizawl
Kolasib
Serchhip
Champhai
Lunglei
Mamit
Saiha
Dimapur
Kohima
Mokokchung
Mon
Phek
Tuensang
Wokha
Zunheboto
Karaikal
Pondicherry
Mahe
Yanam
East
West
South
North
West Tripura
South Tripura
Dhalai
North Tripura
Almora
Chamoli
Bageshwar
Udham Singh Nagar
Champawat
Uttarkashi
Hardwar
Nainital
Dehradun
Tehri Garhwal
Pithoragarh
Garhwal
Rudraprayag

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Disclaimer: The costs indicated are approximate costs for each resource. Actual cost estimates may vary for your city. Please check with your contractor or visit our nearest UBS store for a custom cost estimate as per your requirement. This amount is an approximate amount for construction area & it does not include compound wall area.
*Available at UltraTech Building Solutions outlets
**The default quality is set to medium. You can change this by clicking the arrow buttons.


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How to calculate the cost of building a house yourself?

Any adult in his life repeatedly faces the need to calculate building materials for repairing an apartment or carrying out repair and construction work of his house. You can calculate everything on your own, but it’s difficult, especially for those people who are not easily given mathematical disciplines. Even specialists who, by the nature of their professional activities, are engaged in the purchase of building materials, note that any calculations take a lot of time, and it could be used with greater benefit. In this article, we will try to answer the question – how quickly and efficiently calculate the cost of building a house using online calculators.

On our site you can use building calculators to calculate the amount of finishing materials, building blocks, rolled metal, hardware, as well as complete structures: stairs, roofs, foundations.

Why is it not worth buying building materials, having calculated their volume “by eye”?

Before going to the store, many people use their favorite folk technique – roughly estimate the amount of building materials, and then how it goes. This method is extremely inefficient and, as a rule, leads to waste of budget , since very often there is a need to purchase additional materials. This is especially painful when there is not enough wallpaper / laminate / tile and you have to buy a whole set, because such products are not sold individually. You also need to be prepared for such a situation when, when visiting a store, a consultant will say that the product of the desired brand has ended.

The opposite situation is that much more building materials are purchased than necessary for repairs and, if it is impossible to return the goods to the store (which happens quite often), you again spent “ money for the wind ” and besides must prepare a significant area for storing materials.

Do not forget that if there is a shortage of materials, an additional cost item appears for transport services, whether it is delivery by one’s own efforts or delivery by the store.

Why not trust sales consultants?

Most of us try to shop for building materials in large chains of construction hypermarkets, since they offer a huge selection of construction equipment and materials for repairs, often at extremely favorable terms. Therefore, many people resort to the outside help of sales consultants, believing that they are excellent craftsmen and, due to their experience, will calculate the material as expected.

This is a fundamentally wrong decision ! Because, trusting an uninterested person to make a choice for us, he will do it in the most convenient way for himself. In almost 100% of cases, the calculation will be made correctly, but with a significant overrun of materials, which will ultimately lead to a significant overpayment of a quarter or even half of the amount. It is much more effective for the seller’s advice to take as a recommendation , and then double-check all the calculations yourself. Also, we are not saying that the consultant is some kind of stupid pest who deliberately winds up the estimate, of course not, but you need to understand:

  • The vast majority of sellers in building supply stores have never been involved in the repair of premises on their own. Therefore, they operate with average theoretical indicators and formulas for calculating materials. The nuances are usually not taken into account.
  • Significant turnover of sales staff in stores. This is due to the fact that most sellers are dissatisfied with their position and salary, and therefore consider such work only as a temporary shelter. Lack of life and professional experience does not lead to effective results.
  • The main task of any seller, first of all, whatever one may say, is not to help the buyer in choosing a product, but to contribute as much as possible to the profit of the store. So it turns out that the main thing is to sell, and what happens next is not important. Moreover, they can also sell you more expensive materials, or which are simply stale on the shelf and the sellers have a plan to sell them as soon as possible. This also needs to be monitored on your own.

No one can better and accurately determine the correct volume and quantity of building materials than the person concerned, that is, you yourself. Therefore, in order to avoid additional unnecessary expenses, you need to be able to accurately calculate the cost of building a house with your own hands.

How to calculate the cost of materials for building a house with your own hands?

If you want to calculate the cost of materials for building a house with your own hands, then you first need to prepare project documentation (on your own or with the help of third parties) in order to understand what the final parameters of the main structural elements will be. It is mandatory to take into account:

  • foundation;
  • bearing and internal walls;
  • overlaps;
  • roof;
  • stairs.

Actually, the entire subsequent calculation of the cost of a house involves the calculation of materials for their manufacture. It must be remembered that in this case we receive only the cost of building a house under the so-called “black key”, that is, a box without finishing, internal partitions, screeds.

Separately, it is worth calculating the cost of finishing, heating, electricity, windows, doors and other infrastructure. This is the most difficult to do, since the variety of materials in different price groups is enormous.

For example, to create a monolithic or strip foundation, you will need to purchase materials to create a pillow – sand, geotextiles, waterproofing. For the construction of formwork, lumber or special composite panels will be required. Reinforcement will require reinforcement, often of different diameters, and knitting wire. Actually, either ready-made concrete will be used as an aggregate, or it will have to be made on site from cement, sand, gravel / crushed stone and water in certain proportions.

In order to calculate the cost of wall materials, it is necessary to calculate the volume. Separate calculation should be carried out for external and internal walls, since different materials are often used, for example, gas blocks outside, and brick inside. To do this, add the lengths of all sides, and then multiply them by the height and thickness.

The cost of the roof consists of the price of roofing materials (metal tiles, corrugated board …), additional elements (insulation, vapor barrier, cornices, ridge elements …) and lumber for the manufacture of the truss system.

Thus, in order to calculate the total cost of building a house, it is necessary to similarly price the rest of the structural elements and add the values ​​obtained. But this calculation may not always be accurate.

Calculation of the cost of building a house using an online calculator

A competent and reliable calculation of the cost of building a house can only be obtained using online calculators or organizations that deal with it professionally. The second case also implies significant costs and is appropriate only for large buildings, where it is known that discrepancies in estimates can easily cover the price of such services. For private housing construction, the second option is more acceptable .

With the help of online construction calculators service KALC.PRO you can get the most effective calculation of the amount of materials , both for building a house and for repairs, which takes into account installation features and allows you to significantly save on the budget. For example, when counting wallpaper for finishing a room, our program considers that if the remaining length of the roll is less than the height of the ceiling, then a new roll is taken, and the remains of the old one are used for smaller elements, for example, under the window.

Our website contains over 70 tools that will help you calculate building materials for the manufacture of foundations, walls, ceilings, roofs, stairs. We can also calculate finishing materials, rolled metal products, hardware, heating and much, much more.

Online calculator for calculating the cost of materials for building a house, allows you not only to automate typical operations, but also significantly save your budget using an advanced calculation algorithm.

Calculate the cost of a house in St. Petersburg. Construction calculator

On the site of our construction company you can use the calculator and get acquainted with the price range.
Regardless of the complexity of the architectural project, we offer our customers affordable prices that best match the market
prices, real construction estimates.
You can calculate the cost of a house by selecting the desired data in the calculator form:

House area:
from 30 to 80 square meters from 80 to 120 square meters from 120 to 180 square meters from 180 to 240 square meters from 240 and above

Foundation:
Pile Tape Monolithic slab

Insulation:
100 mm. 150 mm.200 mm.150 mm.+ISOPLAT 25 mm.200 mm.+ISOPLAT 25 mm.

Exterior:
Beam imitationLog imitationSidingPlanken larchPlanken compositeDSPSmart SideUnfinished

Interior trim:
ClapboardImitation timberImitation logWall sheet pilingThermoboardGypsum boardUnfinished

Roof type:
Metal tileSeamed roofSoft roof

Extras:

Heating system

Electricity

Sewerage

Stove and fireplace

Number of floors

You can get the exact cost of building a house after the approval of the project.
Discount system is available to our clients. You can get up-to-date information about promotions by phone.

Benefits of using the calculator

  • Using the calculator, you can plan your budget and allocate your expenses in the most rational way.
  • The calculation of the cost on the calculator is quite accurate, since it is based on real prices presented on the construction market.
  • When working with the calculator, the client independently determines the desired construction criteria – the construction of the house, area, type of roofing. The accuracy of calculations depends on the correctness of filling out the calculator form and a detailed description of the project.
  • Preliminary calculation of construction work will allow you to really compare the budget with future financial investments and choose the best project.
  • Anyone can use the calculator.
  • Using the calculator you can calculate the cost online of a frame or country house, a house made of timber or brick.
    The choice of technology is carried out using the corresponding icons.

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How to avoid unnecessary financial expenses

The main document regulating the payment for construction work is an estimate. It is the estimate that needs to be carefully checked and analyzed the main points:

  • List of works;
  • List of materials;
  • Volumes and cost of materials.

Please note that some construction companies artificially lower the amount indicated in the estimate. The most common tricks are:

  • Only the types of work are listed in the estimate, and the client purchases the materials on his own;
  • Indicate an incomplete list of works or materials;
  • The estimate indicates the cheapest materials and simple types of work, during construction, when the contract has already been signed, the client is forced to pay extra.

Do you have any questions?

Call:

8 (812) 309 81 41
8 (812) 945 25 38

Or leave a request:

Block calculator for building a house | Calculate the cost of a house

House Building Block Calculator | Calculate the cost of a house | Porevit

Online calculator allows you to calculate the quantity and cost of wall blocks and related materials for building a house. The calculation takes into account window and door openings.

Read detailed articles:

  1. Preservation of an unfinished aerated concrete house for the winter
  2. How much does it cost to build a one-story and two-story house in 2022?

Terms of purchase, delivery and payment

  • You can select and order all the necessary materials for building walls in the catalog of wall materials on our website or from official Porevit dealers.
  • Terms for corporate clients here
  • Terms of delivery and payment are described on this page.
  • All contacts here
  • Employees of the company are ready to help in choosing goods and advise on building a house. You can get expert advice by filling out the feedback form.

1 House dimensions

Width of the house, m

House length, m

Length of the fifth bearing wall, m

The height of the walls of the floor, m (a multiple of 0. 25 meters)


Number of floors

2 Exterior walls


External wall material

Aerated concrete block “Porevit” BP-300Aerated concrete block “Porevit” BP-400Silicate block “Porevit” wall SBPu-250Silicate block “Porevit” wall SBPu-180Aerated concrete block “Porevit” BP-200

Number of windows

Number of doors

Window width, m

Window height, m ​​

Door width, m

Door height, m ​​

3 Interior room dividers

Area of ​​internal partitions, m 2

Opening area, m 2

4 Brick cladding


Brick

Without claddingSilicate thickened hollow cream brick Thickened silicate hollow yellow Brick Thickened silicate hollow unpainted Silicate thickened hollow gray brick

5 Insulation

Insulation

Without insulation

Phone

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regarding personal data